Opening Hour

Mon - Fri, 8:00AM - 4:00PM

Call Us

+234 080 0000 0000

Email Us

info@unizikworkercoopsawka.com

Fast Loan Processing

Submit loan applications online and receive quicker processing without unnecessary paperwork.

Secure Platform

Your personal and financial information is protected using modern security standards.

24/7 Support

You can always call or Visit our office for any enquiries

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Welcome to UWMCS

Loans and Products

University Workers (Awka) Multipurpose Cooperative Society (UWMCS) is a member-focused cooperative society established to promote mutual support, financial empowerment, economic growth, and improved welfare among its members. The society provides a platform where members can collectively save, invest, access cooperative services, support one another, and participate in opportunities that contribute to their financial and social wellbeing.

At the heart of UWMCS is the belief that when members work together, contribute together, and support one another, everyone has a greater opportunity to grow and prosper.

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120

Loan Applciations

97

Happy Clients

57

Offers Timeline

56

Staff Projects

What FIXCOOPS offers

OUR SERVICES

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Submit loan applications online and receive quicker processing without unnecessary paperwork.

Apply For Loan

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We provide loan services in a flexible manner that you can manage.

Loan Services

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You can also buy products from our coperative store, added to your loan amount to pay later.

Coops Products

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What FIXCOOPS offers

OUR PRODUCTS

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GARRI (25KG)

GARRI (25KG) | 12,000.00

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GARRI (20k)

GARRI (20k) | 4,000.00

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EKO RICE (25KG)

EKO RICE (25KG) | 25,000.00

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GOLDEN PENNY CASAVA GRILL

GOLDEN PENNY CASAVA GRILL | 6,000.00

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VEG OIL

VEG OIL | 3,000.00

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RICE (25 KG)

RICE (25 KG) | 5,000.00

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FIXCOOPS

EXECUTIVE MEMBERS

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DR. Mike Ihejirika

(President)

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Dr. Mrs. Okafor

(Financial Secretary)

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Mrs. ONU OZUCHUKWU

(General Secretary)

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Dr. Nwachukwu O.C

(Admin)

Frequently Asked Question

You May Ask

Only registered and active members of the University Cooperative who meet the cooperative's loan eligibility requirements can apply for a loan.
Log in to your cooperative account, navigate to the Loan Services section, select the type and amount of loan you want, provide the required information, and submit your application for review.
The amount you can borrow depends on the cooperative's loan policy, your savings or contributions, repayment capacity, membership status, and any other applicable eligibility requirements.
Loan approval time depends on the cooperative's verification and approval process. Once all required information has been verified, an eligible application can be approved and processed for disbursement.This processes takes not more than one week.
Once your loan has been approved, the approved amount will be transferred to the bank account or payment account registered with the cooperative, subject to the cooperative's disbursement procedures.
The applicable interest rate depends on the type of loan and the cooperative's current loan policy. The interest rate and applicable charges will be displayed or communicated before you confirm your loan.
Loan repayments can be made according to the repayment schedule provided by the cooperative. Depending on the cooperative's system, repayments may be deducted from your salary, made through your cooperative account, or paid through an approved payment channel.
Yes. Members may be allowed to make early or full repayment before the scheduled maturity date, subject to the cooperative's applicable terms and conditions.
Loan transfers may be permitted where the cooperative's rules allow it. The receiving member must meet the required eligibility conditions, and the transfer must be reviewed and approved by the cooperative.
Failure to repay a loan according to the agreed schedule may result in penalties, additional charges, restrictions on accessing future loans, or other actions permitted under the cooperative's loan policy. Members are encouraged to contact the cooperative promptly if they experience difficulties with repayment.
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Testimonial

Dr. Ben Ucheena

Civil Servant

"Applying for a loan through the University Cooperative was a very smooth experience. The application process was simple, the requirements were clearly explained, and I was kept informed throughout the process. My loan was approved and disbursed without unnecessary delays. I am very impressed with the service and would gladly recommend the cooperative to other staff members.".

Dr. Chima Ibenne

Civil Servant

I was initially worried that applying for a cooperative loan would involve a lot of paperwork and stress, but the process was surprisingly easy. Everything was handled professionally, and I received regular updates about my application. The loan came at a time when I really needed financial support. I am grateful to the cooperative for making the entire process convenient and transparent.

Chioma Akunna

Civil Servant

From inspection to payment and final allocation, everything was well organized. Their customer service was excellent, and they answered all my questions patiently. I am very satisfied with my investment

Nwachukwu Okafor

Civil Servant

The University Cooperative Loan System has made accessing financial assistance much easier for me. From submitting my application to receiving the loan, the process was straightforward and well organized. I especially appreciate the transparency and quick communication. It is good to have a cooperative that genuinely supports the financial needs of its members.

Verify Your Staff ID

To access the University workers Cooperative Portal, please verify your Employee ID.

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Your STAFF ID must match the records registered with the University Cooperative.

🔒 Your information is securely protected.

Office Contact

info@unizikworkercoopsawka.com

Services

Loan Servicing Product Delivery

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